Occupational Accident GOP Plans
G-Good | O-Optimal | P-Pro | ||
ACCIDENTAL DEATH | Principal Sum | $100,000 | $105,000 | $155,000 |
Survivor’s Benefit (1% mo.) / up to | $25,000 + $75,000, paid 1% per month | $25,000 + $80,000, paid 1% per month | $25,000 + $130,000, paid 1% per month | |
Accident Commencement Period | ||||
ACCIDENTAL DISMEMBERMENT | Principal Sum (1% mo.) / up to … | $100,000 | $100,000 | $150,000 |
Paralysis Benefit (1% mo.) / up to … | $100,000 | $100,000 | $150,000 | |
Accident Commencement Period | ||||
TEMPORARY TOTAL DISABILITY | Disability Commencement Period | |||
Waiting Period | 7 Days | 7 Days | 7 Days | |
Benefit Percentage | 75% | 75% | 75% | |
Maximum Weekly Benefit Amount | $250 | $250 | $750 | |
Maximum Benefit Period | 52 weeks | 52 weeks | 52 weeks | |
CONTINUOUS TOTAL DISABILITY | Waiting Period | 52 weeks | 52 weeks | 52 weeks |
Benefit Percentage | 75% | 75% | 75% | |
Maximum Weekly Benefit Amount | $250 | $250 | $250 | |
Maximum Benefit Amount | $100,000 | $100,000 | $100,000 | |
Maximum Benefit Period | to age 65 | to age 65 | to age 65 | |
ACCIDENT MEDICAL EXPENSE | Medical Commencement Period | |||
Deductible Amount | $0.00 | $0.00 | $0.00 | |
Maximum Benefit Period | 104 weeks | 104 weeks | 104 weeks | |
Dental Maximum per Accident | Up to $2,500 per accident | Up to $2,500 per accident | Up to $2,500 per accident | |
Maximum Benefit Amt per Accident | $50,000 | $1,000,000 | $1,000,000 | |
Lifetime Maximum Benefit | $100,000 | $1,000,000 | $1,000,000 | |
LIMITS OF LIABILITY | Combined Single Limit | $100,000 | $1,000,000 | $1,000,000 |
Aggregate Limit of Liability | $200,000 | $1,000,000 | $1,000,000 | |
OTHER | ID Protection services | NO | YES | YES |
PRICING | Plan Fee | $100.00 | $125.00 | $155.00 |
Processing Fee | $5.00 | $5.00 | $5.00 | |
Total | $105.00 | $130.00 | $160.00 |